Personal Finance

How to stand out from the competition even when you can’t make an all-cash offer.

Stashing cash in creative ways not only makes for entertaining videos, but can help forge good financial habits.

Inflation-adjusted U.S. savings bonds provide a guaranteed interest rate that soon will rise to nearly 10%. We untangle the rules and strategies for making the most of them.

Target-date funds, a popular option in the retirement-savings accounts, are more heavily invested in stocks than investors might think.

With surging rent and home prices, it’s worth doing the math.

This is no time to rely on human judgment alone, behavioral economists and financial planners say.

How to choose the best student-loan repayment strategy for you.

Higher rates could affect how much you pay on your mortgage, credit cards and car loans.

In a letter to Fidelity’s CEO, Sens. Elizabeth Warren and Tina Smith asked for information on the extent to which potential conflicts of interest might have affected the decision to offer bitcoin.

The best protection from this volatility is to have a long-term financial plan and stick with it, advisers say.

A small but committed percentage of borrowers chose to keep paying during the Biden administration’s student-loan freeze.

For nonprofits, accepting digital assets comes with many legal, technical and logistical challenges.

Fidelity plans to give employers the option of adding the cryptocurrency to retirement plans later this year. Here are some questions to consider before investing.

Borrowers took out $222 billion in personal loans in 2021, a 31% increase from a year earlier. It was the highest level for a full year going back to at least 2011.

Some borrowers could have their student debt wiped out completely, while others may be eligible to qualify sooner.

The investment giant’s move could send cryptocurrency investing further into the mainstream if employers decide to offer the option.

The combination of high inflation and high market valuations could require revisions to the retirement rule-of-thumb.

With interest rates on I Bonds set to approach 10%, taxpayers can use their tax refunds to buy more than the normal $10,000 limit.

Borrowers who defaulted on their student loans will get a second chance and a higher credit score.

Prices are changing so quickly, it’s tough to know what’s a good deal right now.